i. Conflict with AAA Rules. This Agreement applies if it conflicts with the AAA Commercial Arbitration Rules or the Consumer Arbitration Rules. Send all notices of alleged copyright infringement to legal@branchapp.com and report copyright issues in the subject line. You can obtain information about the amount of money available in your card account by using the Program Manager`s mobile app or by visiting the Program Manager`s website. This information, along with a 12-month history of card transactions, is available by logging into your account through the program manager`s mobile app or website. You also have the right to obtain a 24-month written history of card transactions by emailing cardsupport@branchapp.com or by calling toll-free (833) -994-0430. In accordance with the Electronic Signature and Electronic Disclosure Agreement, we will provide you with all legally required bank statements in electronic form. This means that you will not automatically receive paper invoices.
You are responsible for keeping track of your available card balance. Merchants are usually unable to determine their available balance. It is important that you know your available card balance before making a transaction. If you need to replace the card for any reason, call toll-free (833) -994-0430 or email cardsupport@branchapp.com to request a replacement. You must provide personal data, which may include the last four digits of your card number, your full name and knowledge of card transaction history. If you believe the card has been lost or stolen, you can deactivate it immediately by calling us at (833)-994-0430. We may cancel any card that has been deactivated for sixty (60) calendar days or more. The state or federal courts located in Minneapolis, MN shall have exclusive jurisdiction and venue for all disputes arising out of this Agreement and this Sale, and you hereby consent to the jurisdiction of such courts. This Agreement may not be modified, supplemented, qualified or interpreted by prior business practices or transactions that are not part of the Agreement by its express terms.
The invalidity or unenforceability of any provision of this Agreement shall not affect the validity of this Agreement as a whole, and such provision should be enforced and, where appropriate, rescinded by authorities to the fullest extent permitted by applicable law. The failure of either party to enforce any provision of this Agreement at any time, to exercise any choice or option hereunder, or to require compliance with the other provisions contained herein at any time shall in no event be construed as a waiver of such provisions. Reasonable attorneys` fees and expenses will be awarded to the prevailing party in the event of any dispute involving the performance or interpretation of this Agreement. The section headings used here are for clarity only and should not have any legal significance. Customer accounts can only be created for end users who are 18 years of age or older and located in the United States of America. You agree not to open or attempt to open a Customer Account for an End User who does not meet these criteria and that you will take appropriate technical or other measures to do so. To facilitate certain refund features for Instant Pay when the branch has no relationship with your employer, you must open an “Access API” account provided by Dwolla, Inc. (“Dwolla”). All funds held in the Dwolla Account are held by Dwolla`s partner financial institutions, and you authorize the branch to share your information with Dwolla in order to open and support your Dwolla Account for the refund of your EWA. You understand that you access and manage your Dwolla account through the Branch App and that all relevant notifications are sent by Branch and not by Dwolla. Branch provides customer support for your Dwolla account activity and can be contacted at www.branchapp.com, support@branchapp.com and/or 323-300-4063.
The Branch maintains a privacy policy that details how we manage and protect personal information. You can find it under www.branchapp.com/privacy. You agree to the terms of this Privacy Policy by providing your personal information to branch and by using this website, the Branch App and the Services. Notwithstanding the foregoing, any material, information or ideas that you transmit on or through this website or any other public platform operated by Branch, or on or through this website or on any other public platform managed by Branch, will be treated as non-confidential and non-proprietary despite any legends to the contrary and may be used by Branch for any purpose. These Terms of Use (“Agreement”) govern your access to and use of the branch`s website under www.branchapp.com (the “Site”) and the branch`s mobile application (“Branch Application”) provided by Branch Messenger, Inc., a Delaware corporation (“Branch”, the “Company”, “our”, “our” or “our”), as well as the products and services offered and made available through the Branch Application (the “Services”). ยป). If you believe your card or PIN has been lost, stolen or compromised, call toll-free (833) -994-0430 or the number on the back of your card, or contact us by email at cardsupport@branchapp.com or write to us at 301 4th AVE S, STE 960N, Minneapolis, MN 55415. You must also call us at the number listed in this section or write to us at the address set out in this section if you believe that an electronic transfer using your card or card account information has been made without your permission.
3.4. Amount of EWA and express delivery charges. You can claim an EWA of up to 50% (or less if your employer has a limited EWA) of your earned income for the payment period through your employer by completing an employee pre-contractual agreement consent form in the Branch`s application. If you qualify for an EWA at that time, the advance will be immediately paid into your digital branch or external bank account with a standard 3-day delivery at no cost to you. If you want your EWA balance to be immediately transferred to an external bank account, the following expedited shipping charges apply: $2.99 for EAWs under $25; $3.99 for EGAs between $26 and $74; or $4.99 for EGAs over $75. Definitions: As used in this arbitration section, the term “Claim” means any claim, dispute or controversy between you and the Bank, the Program Manager or any of its agents or retailers arising out of or in connection with the Card or this Agreement, as well as any related or prior agreement you may have with us or the relationship, which result from this agreement. including the validity, applicability or scope of this section of the arbitration or the Agreement. .